Travel Protection for Truckers

Travel Protection for Truckers

Driving a truck is one of the most dangerous jobs available. Increased traffic, hazardous road conditions, driver fatigue and the pressure on owner/operators to keep rolling in bad weather in order to make ends meet can often lead to the occurrence of a serious injury or fatality.

While there are other occupations that have a higher rate of fatalities, the truck drivers have the greatest overall number of fatalities and they experience more non-fatal injuries than workers in any other profession. Truck drivers were 233 percent more likely to have a non-fatal injury on the job than other workers. The majority of these seem to involve back injuries and are a possible consequence of heavy lifting following periods of long-term sitting. The truckers who unload their own trucks experience most of these types of injuries. It is worth noting that a large number of other non-fatal injuries occur in warehousing situations; often involving a trucker being hit by a piece of equipment or falling and injuring themselves. A worker suffering from fatigue and having to unload a truck in an unfamiliar place while also working with strangers seems likely to contribute to the high number of accidents. (Bureau of Labor Statistics)

Trucking will always be a tough job, but we are doing our part by offering you comprehensive programs and coverage to ensure that when something happens, we are there when you need us most.

Out of province emergency medical product highlights

This Multi-Trip Travel Medical Annual Plan provides coverage for any number of trips outside of your province or territory of residence between the effective and expiry date up to the maximum duration that you have purchased as shown on your confirmation of insurance, as well as unlimited travel within Canada, but outside your province or territory of residence, including the United States.

Get Unlimited Travel Days within Canada
Benefits include:
  • Up to $5 million for emergency medical expenses including,
  • 24-7 Emergency Assistance
  • Hospital Accommodation
  • Hospital Allowance
  • Meals and Accommodation
  • Paramedical Services
  • Diagnostic Services
  • Prescription Drugs
  • Medical Appliances
  • Unlimited Interprovincial Travels
  • Ambulance Services
  • Emergency Return Home
  • Emergency Air Transportation
  • Transportation to Bedside
  • Return of Travel Companion
  • Vehicle Return
  • Accidental Dental
  • Team Driver Benefit – Up to $150 per day to a maximum of $500 for the cost of commercial accommodation and meals for one travel companion
  • Refrigeration Unit Benefit – Up to $250 to refuel the refrigeration unit and have a service equipment check on your truck
  • Vehicle Protection Benefit – Up to $500 per day for a maximum of 3 days to have your truck parked in a secured compound
  • Cargo Delivery and Vehicle Return – Up to a maximum of $7,500 for the cost of (1) a commercial agency to return the vehicle or truck used for the journey, (2) a one-way economy class airfare for one properly licensed driver to continue your scheduled trip to your intended destination