Critical Illness, Cancer and Hospital Insurance

Critical Illness Benefits

If you were to get sick, the last thing you want to be thinking about are your financial obligations and how you will meet them. If you were diagnosed with a Heart Attack, Stoke, Cancer, and Kidney Failure or required a Major Organ Transplant, would you be able to cope financially, especially if you couldn't work?
Take a look at the stats:
  • 196,000 new cases of cancer are expected to be diagnosed in Canada in 2015 (Cdn. Cancer Society)
  • 70,000 heart attacks occur each year in Canada (Heart and Stroke Foundation)
  • 50,000 strokes occur each year in Canada (Heart and Stroke Foundation)
  • Every week, an average of 3,200 Canadians suffer a critical accident (Transport Canada)
  • Of these 3,200 Canadians, 97% survive (Transport Canada)
  • Injuries are the leading cause of hospitalization for children, young adults and seniors (Public Health Agency of Canada)
What if I already have Life Insurance?
Medical advances have dramatically improved the survival rates of people who suffer critical illnesses and other injuries. Recovery may come with a significant financial cost that impacts both you and the people close to you. Life insurance is important, but it doesn’t provide benefits if you survive a critical illness. Critical illness insurance offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you’ll receive a lump-sum cash payment. And, unlike reimbursed health insurance benefits, you decide how to spend the money. Life insurance is important, but it doesn’t provide benefits if you survive a critical illness. Critical illness insurance offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you’ll receive a lump-sum cash payment. And, unlike reimbursed health insurance benefits, you decide how to spend the money.
Critical Illness insurance can help you:
  • Reduce debt and other financial concerns while you cope with your illness
  • Replace any reduced or lost income for you and your spouse, who may wish to take time off work to care for you
  • Bring in additional help at home for you and your family
  • Consider new medical treatments and medications not covered by private or government health insurance plans
The right insurance coverage can make the difference between struggling with expenses and putting your life together in the best way. Our tax-free, lump sum cash benefit gives your finances time to recover so you can focus on recuperating and the cash benefit you receive can be used to help find the best medical treatments, replace lost income or cover expenses any way you choose.

Choose the Benefit that suits your needs

From $10,000 up to $75,000

You will have, at no extra cost, access to the services provided by the internationally renowned Best Doctors®, upon diagnosis of one of the covered conditions in your Critical Illness Policy/Rider. Best Doctors® is the world's leader in connecting people with the best medical care. Using its renowned database of over 50,000 doctors, recognized as the best by top specialists. Best Doctors® provides immediate access to the best medical knowledge and peace of mind to millions of people around the world.

IF YOU QUALIFY

Critical Illness Program